Terms

Welcome to Lotsvia (“Platform,” “we,” “our,” or “us”). By accessing, registering, or using Lotsvia in any manner, you agree to be legally bound by these Terms and Conditions. If you do not agree, you must immediately discontinue use of the Platform. These Terms constitute a legally binding agreement between you (“User,” “you”) and Lotsvia.

1. About Lotsvia

Lotsvia is a digital value and wallet-based platform that allows registered users to: Create and manage a personal digital wallet (“Lotsvia Vault”) Fund wallet balances Generate secure value or gift codes Redeem value codes Share value codes with others Participate in anonymous help and assistance activities Lotsvia operates strictly as a technology platform, not a bank, escrow service, or financial institution.

2. Eligibility

To use Lotsvia, you must: Be at least 18 years old Have the legal capacity to enter into binding agreements Provide accurate and truthful registration information We reserve the right to suspend or terminate accounts that do not meet these requirements.

3. Account Registration

To access certain features, you must create an account. You agree that: All information provided during registration is accurate and up to date You are solely responsible for maintaining the confidentiality of your login credentials Any activity performed under your account is your responsibility Lotsvia is not liable for unauthorized access caused by your failure to secure your account.

4. Data Collection & Privacy

Lotsvia collects and stores only the information provided during registration, including but not limited to: Email address Username Basic account-related information Anonymous Activity Policy All interactions involving help, assistance, or voluntary support between users on Lotsvia are strictly anonymous. We do not store records linking helpers to recipients We do not track identities involved in anonymous help actions Lotsvia has no visibility or control over agreements between helpers and recipients Once an action is completed, it is irreversible and untraceable.

5. Lotsvia Vault (Wallet System)

Each user may be provided with a digital wallet (“Vault”) within the Platform. Key Rules: Wallet balances represent digital value, not fiat currency Wallet balances are non-interest bearing Wallet funds may only be used within Lotsvia-supported features Wallet balances are not insured Lotsvia may maintain a separate admin wallet to manage platform operations.

6. Funding Your Wallet

By funding your Lotsvia Vault, you acknowledge that: All deposits are final unless explicitly stated otherwise Lotsvia does not guarantee external payment processor uptime Delays caused by third-party payment services are outside our control

7. Value Codes (Gift Codes)

Lotsvia allows users to convert wallet balance into secure value codes. Code Characteristics: Each code is unique and cryptographically generated Codes are stored in hashed format Codes do not expire unless stated otherwise Codes can be redeemed only once Once generated: Wallet balance is immediately deducted The action cannot be reversed

8. Code Redemption

Anyone in possession of a valid code may redeem it. Login may be required depending on system configuration Redeemed codes are permanently invalidated Redemption credits the recipient’s wallet automatically Lotsvia is not responsible for lost, stolen, or shared codes.

9. Anonymous Help & Assistance System

Lotsvia provides a feature where users may voluntarily help others. Important Disclosures: Participation is entirely optional All help actions are anonymous Lotsvia does not verify, guarantee, or enforce assistance agreements We do not store relationships between helpers and recipients Lotsvia acts only as a neutral platform and bears no liability for outcomes arising from user interactions.

10. Prohibited Activities

You agree not to: Use the platform for fraud or illegal activities Exploit system vulnerabilities Attempt double redemption of codes Share false or misleading information Circumvent security measures Abuse anonymous help features Violation may result in immediate suspension or permanent termination.

11. Platform Availability

Lotsvia strives for high availability but does not guarantee uninterrupted service. We reserve the right to: Modify features Perform maintenance Temporarily suspend access Discontinue services at any time

12. Fees & Charges

Lotsvia may introduce: Transaction fees Service charges Feature-based costs Any applicable fees will be clearly communicated before application.

13. Intellectual Property

All content, branding, software, logos, and system designs are the exclusive property of Lotsvia. You may not: Copy Modify Redistribute Reverse-engineer Without prior written consent.

14. Disclaimer of Warranties

Lotsvia is provided “as is” and “as available.” We make no warranties, express or implied, including but not limited to: Merchantability Fitness for a particular purpose Accuracy of services Use the platform at your own risk.

15. Limitation of Liability

To the maximum extent permitted by law, Lotsvia shall not be liable for: Financial loss Data loss Unauthorized access User disputes Missed opportunities Platform downtime Total liability shall not exceed the amount you paid to Lotsvia in the last 12 months, if any.

16. Indemnification

You agree to indemnify and hold Lotsvia harmless from claims, losses, damages, or legal fees arising from: Your misuse of the platform Violation of these Terms Violation of applicable laws

17. Account Termination

We may suspend or terminate accounts: For violation of these Terms For security reasons At our sole discretion Upon termination: Wallet access may be restricted Codes may become unusable Data may be retained as required by law

18. Governing Law

These Terms shall be governed by and interpreted under the laws applicable in the jurisdiction where Lotsvia operates, without regard to conflict of law principles.

19. Changes to These Terms

We reserve the right to update these Terms at any time. Continued use of Lotsvia after changes constitutes acceptance of the updated Terms.

20. Contact & Support

For questions, concerns, or assistance, contact us via the official support channels available on the Lotsvia website.

Final Acknowledgment

By using Lotsvia, you acknowledge that you have read, understood, and agreed to these Terms and Conditions in full.